How it works

These are ways to add money to your Prepaid MasterCard®.

  • Direct Deposit: You can have a percentage or all of your payroll or government benefits check deposited directly on your prepaid MasterCard. Direct Deposit is FREE! There is no more check cashing fees and long lines when you enroll in direct deposit. Click here to learn more about direct deposit.
  • Western Union: You can add money to your card by taking it to any Western Union. To find a location click here.

You can use your card to shop, eat, pay bills, book travel arrangements, and load money in between pay periods.

  • Retail: When you use your card at a retail store simply hand the card to the merchant and ask for a credit transaction. Simply sign for your purchase and you will not be charged a fee.
  • Online: This Prepaid MasterCard can be used to make purchases over the Internet. Normally you are asked to fill in your address and CVV number (3 digit security number on back of card) when making purchases over the internet.
  • ATM: With MasterCard you have access to over one million ATMs worldwide. So it doesn't matter where you go - you'll always have access to your cash. This card is a part of the Money Pass Network. You can find an ATM that is surcharge-free. To find a MoneyPass ATM visit
  • Travel: The prepaid MasterCard can be used for booking travel arrangements. Sometimes hotel reservations and car rentals require more money on the card than the actual charge.
  • Debit: If you choose Debit you will be asked to enter your 4 digit PIN when you check out. Some stores will allow you to get cash out as well. View your schedule of fees for the fee associated with a store cash withdrawal. If you choose Debit you will be asked to enter your PIN at the checkout stand.
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